5 Best Mortgage Refinance Companies Of 2025

Below are our top mortgage refinance companies.

Last Updated: August 19, 2025

Minimum credit score

620

Alternative credit considered?

No

National or Regional?

National

View Rates

Credible Mortgage Refinance is an online platform that helps homeowners compare personalized refinance offers from multiple lenders quickly and securely. By submitting a single application, you can receive prequalified rates without impacting your credit score. Credible simplifies the refinancing process, allowing you to potentially lower your interest rate, reduce monthly payments, or adjust your loan term with transparency and competitive offers.

Read our review of Credible Auto Refinance

Minimum credit score

620

Alternative credit considered?

620

National or Regional?

National

View Rates

AmeriSave Mortgage Refinance provides homeowners with easy and affordable refinancing options to lower their mortgage rates, reduce monthly payments, or access home equity. Known for a streamlined online process and personalized service, AmeriSave helps borrowers save money and achieve their financial goals faster.

Read our review of AmeriSave Auto Refinance