5 Best Student Loan Refinance Companies Of 2025
Considering refinancing your student loans? Finding the right student loan refinancing company can save you thousands of dollars in the long run. Here are five things to look for when choosing the right company for you.
Last Updated: August 19, 2025
Minimum credit score
650
Starting Fixed APR
3.99%
BBB Rating
A+
DescriptioCredible Student Loan Refinance is a platform that allows borrowers to compare personalized refinancing offers from multiple trusted lenders in minutes. By refinancing through Credible, borrowers can potentially lower their interest rates, reduce monthly payments, or pay off loans faster-all with no hidden fees or impact on credit score for checking rates.
Read our review of Credible Personal Loan
Minimum credit score
650
Starting Fixed APR
4.88%
BBB Rating
A
Education Loan Finance (ELFI) Student Loan Refinance offers competitive rates and flexible terms to help borrowers manage and reduce their student loan debt. Backed by SouthEast Bank, ELFI provides personalized refinancing options, no application or prepayment fees, and expert support to make repayment easier and more affordable.
Read our review of Education Loan Refinance Personal Loan